medZERO is the financial wellness benefit healthcare HR has been looking for — a spending account that lets your employees pay for their care and repay through payroll over time. Zero interest, zero fees, no employer risk. We're at booth #125 in Savannah May 17–19.
We give healthcare employees the ability to pay for their care — and repay through payroll over time. Zero interest. Zero fees. Zero credit checks. No employer risk.
Roughly half of healthcare frontline workers — nurses, techs, EVS, food service, transport — can't cover an unexpected $400 expense. So they delay their own care, work through injury, and quietly leave when the math gets unworkable. The benefits stack their employers offer wasn't built to fix this directly.
medZERO is. We're an ASHHRA AP3 Strategic Partner — built for healthcare workforces and easy on benefits teams. We'd love to meet you in Savannah.
medZERO is an ASHHRA AP3 Strategic Partner. As a member of ASHHRA's Approved Preferred Partner Program, we've demonstrated a sustained commitment to healthcare employer groups and the workforces they support — which means ASHHRA-member organizations unlock a defined set of program benefits the moment we sign.
Preferred pricing for AP3-referred organizations, reflecting the collective scale of the program — better than what you'd see coming in cold.
All standard implementation, onboarding, and setup fees are waived for AP3-referred organizations. You go live without a capex line item.
Configure eligibility, spending limits, and workforce classifications to fit your objectives. No upcharge for tailoring.
medZERO and our lending partners retain all underwriting, funding, and servicing. No credit risk, default exposure, or repayment liability transfers to you.
Employees enroll 24/7 through the app, receive a virtual Mastercard, and have funds available immediately — no credit check, no impact on credit score.
Medical, dental, vision, mental health, pharmacy, fertility, pet health. In- or out-of-network. Your health plan doesn't have to change.
Over 6 or 12 months. Zero interest. Zero fees. HSA users repay pre-tax for extra FICA savings to both employee and employer.
"We introduced three new benefits this year to our 4,500 team members. The benefit with the most positive reaction, by far, is medZERO."
"medZERO gives us an advantage in recruiting and ensures our employees have the best access to healthcare possible."
"medZERO offers an excellent benefit to employees with a strong ROI."
Drop into a slot below. We'll meet you at booth #125 — or wherever's easier on the show floor.
We're at booth #125. Twenty minutes is enough to walk through whether medZERO fits your workforce and start the conversation.